Coming soon — first on iOS, then as a full web app for Windows & Android, and later as a native macOS app
Track spending, keep your budgets, plan for what's ahead, and let every household member see what's theirs — all in one place, all making sense together.
No spam. One email when we launch.
You're on the list — we'll let you know when Havnest launches.
What makes it different
Havnest is built around four ideas that most household finance apps either skip entirely, or implement halfway. Each is immediately useful on the surface — and as deep as you want to go.
Your top-line picture in seconds. Every category, trend, and comparison is available the moment you want to go deeper. Clean at a glance, powerful when you need it.
Every transaction can be connected to one or more household members. Who spent what is always clear — no more end-of-month guesswork or disagreements.
Schedule future income and expenses. Your budget knows about upcoming bills before they arrive — remaining budget means what's genuinely left after what's already planned.
Set targets per category, per period. Get alerts before you overspend. The budget adapts to how you actually live — not the other way around.
See exactly where your balance is heading, week by week, account by account. Tap any point on the chart to see which transactions drive it that day. Scenario planning lets you ask "what if I take this loan?" before you commit to anything.
Projects
Tag any transaction with a project name and Havnest does the rest. A live tracker appears automatically — total budget, amount spent, remaining balance, and every linked transaction in one place. No setup required. Just tag and go.
Planning a wedding? Renovating your kitchen? Expecting a new baby? Each becomes a project the moment you tag your first transaction.
Tag any transaction with a project name — on entry, or any time afterwards.
Set a budget for the project, and Havnest tracks it in real time as spending accumulates.
Drill down into any project to see every linked transaction, by category, date, or household member.
One transaction, multiple projects. A shared dinner during the renovation trip counts for both.
Notifications
Havnest tells you what's coming before it arrives. Upcoming payments, budget alerts, salary reminders — with the invoice or receipt attached directly to the transaction.
Attach any file — a PDF invoice, a photo of a receipt, a contractor quote — to any transaction. Everything stays together, right where you need it.
Electricity bill due in 3 days
€112.40 · Main account · scheduled 14 May
You're 82% through your dining budget
€164 spent of €200 · 11 days left in May
Salary arrives tomorrow
€2,850 · planned income · Main account
Household profiles
Profiles in Havnest are more than user accounts. Every transaction can be assigned to one or more household members — or marked as a shared household expense. Personal spending is personal. Shared costs are shared. Everything is transparent, always.
Martin
Full access
Personal spending this month
€384
Anna
Full access
Personal spending this month
€291
Bence
Child profile
Pocket money tracked
€24
Pricing
or ~€39.99 / year — save 17%
Serious household finance tools shouldn't cost as much as a dinner out. Havnest is priced to be accessible from day one — and gets better as it grows.
The 30-day free trial requires no payment details. Try everything, decide later.
About
"Back when I started tracking our home finances, I built a big Excel system from scratch — it did exactly what I wanted. But I also needed it on my phone, my tablet, whatever I had at hand. I tried app after app over fifteen years. They were good apps, but none of them could truly do what I wanted. So after 21 years working in data and finance, I decided to stop waiting and build it myself."
Havnest is built by a solo founder with two decades of domain expertise — both as a data and finance professional, and as the target user. This is not a developer who spotted a market gap. It is someone who lived the problem for fifteen years, mentally designed the solution along the way, and finally built it.
The Havnest founder
21 years in data analysis & corporate finance · havnest.app
No ads, no data brokering, no third-party analytics on your financial life. Sensitive fields are encrypted on your device before they ever leave it.
Subscription pricing means the product is funded by users who find it valuable — not by investors looking for an exit. The incentives are aligned with you.
Havnest is an independent product built by one person. What it lacks in brand recognition it makes up for in focus, craft, and genuine lived expertise in the problem it solves.